The most common practice for foreigners getting into Housing in Bali which has a leasehold plan, most banking companies will however not lend in opposition to a lease as they do not take a look at it as an asset. By using a Hak Pakai certification, you buy the Hak http://rowanlifab.spintheblog.com/1368599/new-rules-for-foreigners-to-individual-home-in-indonesia