影響信貸評級：破產通常會導致信用評級的急劇下降，而重組的影響則較為溫和。債務重組過程中，信貸評級可能受到影響，而在清還貸款前，欠債人不能再借貸或申請信用卡。 The creditors�?Conference: That is a distant or in-individual Assembly, which you'll be able to show up at if you wish, where by the creditors will decide to take or reject the IVA proposal. If creditors representing more than 75%... https://iva01122.blogrelation.com/35791803/an-unbiased-view-of-債務重組收費-drp-iva-top