HDB BTO Explained: What Singaporeans Need to Know The HDB BTO scheme is a popular housing option for many Singaporeans looking to buy a new flat at a reasonable price. Run by the Housing & Development Board (HDB), the BTO process involves launching new flat projects based on demand levels. https://hdb-bto-27-5423310.ambien-blog.com/45289893/hdb-bto-27-54